Rates updated: 24 January 2020
All Credit Histories Considered
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Remortgages.com are experts at finding the right mortgage for your personal circumstances. Our simple comparison process eliminates the hassle of applying multiple times by searching a wide panel of lenders to compare 100's of mortgage products.
Our service is 100% free to use and you are under no obligation to accept any of the quotes you receive.
Our comparison service can help whether you are employed or self-employed Our mortgages can be used for almost any purpose.
There are no upfront fees, with us you are under no obligation and our mortgage comparison service will not affect your credit rating.
We promise that your details are safe and secure with us and that your data is held in accordance with the Data Protections Act of 1998.
The rate of interest stays the same for a set period of time, handy for people who want to plan their repayments over a long period of time.
Rates are linked to the Bank of England base rate. If the Bank of England rate falls, your rates will too. If they rise, however, yours will also rise.
Your monthly repayments cover the interest of your mortgage, the full mortgage balance is however due at the end of the borrowing term.
This kind of mortgage will usually have a discount offer. The offer lasts for a specific time at the beginning of your mortgage product.
Remortgages.com works with award winning brokers for both mortgages and remortgages. All you need to do is give us a little information to help us and our partners identify the best mortgage or remortgage deal we can find to fit you and your circumstances. A dedicated expert will then contact you to discuss your options and help make the process as easy as possible.
The amount you can actually borrow will be dependant on your household income and what you can comfortably afford monthly.
From receiving your enquiry, we will contact you to assess in detail your requirements. This will include a breakdown of income and expenditure to ensure you have the means to repay the loan. Once we have these details we can match you with the best deal from our lenders.
Regardless of your credit history our team will endeavour to find you the loan with the lowest interest rate and terms to suit your needs. Even if you have been refused previously, defaulted on a loan or have CCJs we may still be able to help.
The majoirity of loans have the facility to repay the outstanding balance early. If there are any early repayment charges, they will be outlined in the documentation provided.
A soft search will generally be carried out initially upon application which doesn't affect your credit score. You will be able to see this search on your credit report, but it wont be visible to other lenders. A full credit search will be performed when you sign the relevant paperwork/ application forms.